This blog and website are for informational, educational and discussion purposes only. This website does not provide investment advice, nor is it an offer or solicitation of any kind to buy or sell any investment products.

This is a personal weblog. The opinions expressed here represent my own and not those of my employer. I also reserve the right to change my mind on anything expressed here.

I am not a licensed financial planner, financial advisor, stock broker, investment broker, or investment advisor. Even though topics may be discussed on this blog that involve investment issues, nothing on this blog shall ever be deemed to constitute investment advice.

Investment and trading involves substantial risk and is not suitable for all investors. I cannot and will not guarantee that you will not lose money or that you will make money from the information found on this website and / or affiliated products / services. Past results do not guarantee future results. You can lose money trading anything and the loss can be substantial or total. Losing trades can occur, have occurred in the past, and will occur in the future. Don’t trade with money you can’t afford to lose. Only risk capital should be invested since it is possible to lose all of your principal. Your use of this website and affiliated products / services is at your own risk.

Please take your own decisions and don’t blindly do something just because I said so. Always apply any advice to your specific situation.

I’ll say it again. No reader should act in reliance on anything discussed in this blog without prior consultation with a licensed professional who is qualified to evaluate the reader’s individual facts and circumstances and offer an informed professional opinion with respect thereto. If any reader takes action or makes decisions based solely on the information on this blog without prior consultation with a qualified, licensed professional, the reader does so at his or her own risk and agrees that neither I, my employer, and any other affiliate shall have no liability resulting from such unilateral action or decisions by the reader.

I will care to see that the information it posts on this blog is accurate and truthful. Nevertheless, I do not expressly or impliedly warrant or guarantee the accuracy of its postings and the information that others post here.

I will on occasion post links to information on other websites. Such links and the information thereon are not under my control. Merely because a link to a third party site appears in this blog does not mean that I have reviewed or approved of the link and its content. The reader must treat information from third party links at the reader’s own risk, and I accept no liability with respect to such third party information.

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.


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